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How Money Works Media Video


The global literacy rate for all adults is expected to reach 90% by 2030.

Our MISSION is to
financial illiteracy worldwide

It’s time to close the gap between those who know how money works and those who don’t—the suckers. It’s time to break the cycle of endless debt, foolish spending, and financial cluelessness, so anyone who wants to take control of their financial future has the knowledge to make it happen.

Financial Literacy

is understanding how to earn, spend, save, manage, and invest money. Simply put, it’s knowing how money works.

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Financial Illiteracy

on the other hand, is NOT knowing how money works, which can make you financially unwell... for life.


STATISTICS reveal the

Widespread Damage

financial illiteracy has caused in the U.S. alone.


$307 Billion

is the amount mismanaged personal
finances cost Americans in 2019.

Source: National Financial Educators Council Survey

Take a look at these facts that reveal the damage financial illiteracy has caused in America:


of Americans don’t have enough cash to cover a $400 emergency.


of student loan borrowers are not making payments.


of households in America have credit card debt.


of American adults have zero retirement savings.

The HowMoneyWorks strategy focuses on

Leveraging Education

to stop the cycle of illiteracy and reverse the damage.

HowMoneyWorks, headquartered in the U.S., has a laser-focused commitment to create innovative books, classroom training, online resources, and a worldwide network of educators that are available to everyone on the planet.

HowMoneyWorks® is on a mission to eradicate financial illiteracy—the #1 economic crisis in the world, which impacts more than 5 billion people across the planet. As a HowMoneyWorks Educator, my goal is to help you break the cycle of endless debt, foolish spending, and financial cluelessness so you can stop being a sucker, start being a student, and take control of your financial future.

©2023 HowMoneyWorks, LLC